What are Income Tax Refund Anticipation Loans

Income Tax Refund Anticipation Loans is are a special kind of short-term loan that you apply for with an eye to the future in mind!

Your income tax refund is a windfall you can count on receiving each spring, but what do you do if you need cash at another time of year?

Unlike the refund advances you can get from tax preparation companies, which are only available after you’ve filed your return, companies like TaxRefundLoansNow.com are able to provide these loans year-round!

The repayment schedule is similar to other payday-style loans, so depending on when you apply you might make payments out of your paycheck instead of using your refund for repayment.

Either way, unlike the loans from the big chain tax prep companies, when your return arrives in the spring it’s all yours – you will never be asked to sign it over to anyone in exchange for or as repayment for the income tax refund anticipation loan.

I Want A Income Tax Refund Anticipation Loan – But Do I Qualify?

In short – almost definitely. Nearly everyone qualifies for fast, income tax refund anticipation loans because it’s been designed specifically with that idea in mind.

After all, you know the money to repay it is on its way – there’s no need to worry about eking the funds out of your regular household monthly budget.

So it’s simple, and much like many short-term online loans: the applicant must be at least 18 years old, be a US citizen, have a bank account in their name that is able to accept electronic funds transfers and make payments via direct electronic draft. Finally, meet the minimum income requirement of $1000 per month.

Best of all, your credit score will generally have zero effect on your chance of approval, because our lenders realize that the standard credit report simply doesn’t tell the whole story, and often magnifies the effect of problems consumers have had in the past – even the distant past – that have no relation to their current financial circumstances.

Rather than immediately running a credit check, as traditional lenders do when evaluating an application, our lenders have their own, proprietary set of criteria that they use to determine approval.

Great – How Can I Apply Today for a Income Tax refund Anticipation Loan?

Nothing could be easier! The application is online, so you can complete it at any hour of the day or night, from anywhere with an internet connection.

At work from your desktop computer, from your living room or porch swing using your tablet – you can even apply from your smartphone!

You’ll see that the application is comprised of a quick three-part form asking just a handful of questions, and there are no copies of prior year tax returns required, no collateral, no credit references.

It’s as simple as completing the form and clicking Submit. Lenders are available at every hour of the day and night, ready to process your loans until income tax approval, get the simple paperwork in order for your signature, and deposit the funds directly to your bank account.

You can access your cash within one business day and use it for whatever you need.

It’s that fast and that simple to have complete financial peace of mind – so what are you waiting for?