by | May 17, 2023 | Loans

Stop struggling! You don’t need to clutch on to every penny, trying to make it until your next payday and then your next until finally it’s tax season and you can get your refund and catch up on bills.

Borrow against your refund now, get current on your bills and save the cash you’re spending on late fees! income tax refund loans are your weapon against the kind of seasonal cash crunch most of us face at this time of year – when we need extra money now for holiday, fall, or school spending, but our tax return won’t be completed for several months yet.

Join the ranks of the financially savvy who have compared the cost of a modest loan against the amount they would have spent on late fees, overdraft fees, and whatever else it takes to get through the holidays without that extra cash they need.

Income Tax Refund Loans: Sooner and Simpler Than Loans from Tax Prep Companies

If you think of a income tax refund loans as something you can get when you take your return to one of the national chains of income tax return preparation companies, you’re half right.

You can get something similar from the company that prepares your taxes, but the rules are somewhat different. For one, you have to wait until it’s time to get your taxes done.

A second difference is that there are more costs involved – not just the loan interest, but there is a fee for getting your taxes prepared, and an additional fee for some types of funding such as a debit card.

Finally, the fees and interest are taken off the top – instead of paying the interest and fees when you repay the loan, they are withheld from the amount you receive to begin with.

Then you sign over your refund to the tax prep company, so that it’s deposited into a bank account that belongs to them, so you never see it. With income tax refund loans from TaxRefundLoansNow.com your refund remains totally in your control, as does the repayment.

The advanced funding will be repaid through an automatic draft from your bank account on your next payday, and the interest paid then – never before you even receive the loan!

You Don’t Need Great Credit for Income Tax Refund Loans

Those living with damaged credit may have become accustomed to getting by without borrowing, but that’s not necessary anymore.

Income Tax Loans Near Me can be available at any time of the year, regardless of your credit score or documentation of financial problems you have had in the past. Because the lenders have chosen to use their own credit standards rather than those of the credit bureaus, a troubled credit history is no obstacle to approval. Do you have a great job, healthy steady income, and a bank account with direct deposit and electronic debits? Need cash? Apply right here online today! You’ll be judged only by your current circumstances, employment history, and income – not by your past.

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